The Importance of Financial Literacy for Young Adults
This article explains the importance of financial literacy for young adults and how knowledge gaps in budgeting, debt management, and saving can lead to financial difficulties. It uses case studies and provides practical resources to help young people make informed financial decisions.
Quarterly Economic Update: October – December 2024
Quarterly economic update for the final quarter of 2024. Covers off key data on interest rates, cost of living and economic forecast for 2025.
Investing for Income
We explain the different types of income-generating investments available, from those that have no potential to lose capital value to those with the potential of capital loss, and those in between.
Retirement Planning for Couples with an Age Gap: 5 Conversations You Need to Have
We share five essential conversation prompts to help couples with an age gap have meaningful discussions and design a retirement strategy that aligns with their unique circumstances.
Balancing Risk and Reward in Your Portfolio
Investment risk is tightly linked to return. Not taking on sufficient investment risk can expose investors to other risks. This article looks at achieving the right balance. It includes a case study to explain.
Is Debt Consolidation Right for You? A Checklist for Homeowners
Debt consolidation can be an effective way for Australians to simplify multiple debt repayments and potentially reduce overall costs. This article provides a checklist for homeowners to assess debt consolidation options, understand potential risks, and decide if it aligns with their financial goals.
Stop Resting on Your (High Income Earner) Laurels
Earning a high income doesn’t guarantee financial security. In this article, we explore the risks of relying solely on a big paycheck and offer practical strategies to avoid lifestyle inflation, build long-term wealth, and future-proof your finances, no matter how much you earn.
We helped our kids, now we’ve lost our money – avoid our mistake
This article uses a case study to highlight the risks of lending money to family without proper financial planning. It explores how a lack of formal agreements and professional advice led to significant financial loss and family conflict, and outlines steps that could have prevented these issues.
Inflation vs. your savings: The ultimate showdown!
This article helps readers understand the impact of inflation on savings and investments. It shows how cash and low-risk investments can be eroded by inflation, and focuses on the value of a diversified investment approach to safeguard against inflation’s effects.
Quarterly Economic Update: July-September 2024
Wondering how the Australian economy fared last quarter? With steady GDP growth, inflation pressures, and changing household spending, our latest update covers the key trends you need to know. Discover what’s shaping the economy and what it means for you.
When life changes, so should your financial goals
This article uses a case study to show how a health scare led a couple to reassess their financial priorities with the help of their financial adviser. It highlights the importance of balancing living for today with planning for a secure future through strategic adjustments.
More money, please
How to articulate your worth at work, ask for a pay rise and what to do if there’s ‘No Money for More Money’.