The 2021-22 Australian Budget – spending the growth windfall to further grow the economy towards full employment
By Fenwickefinancial On May 14, 2021
Introduction The 2021-22 Budget sees the Government ditch its plan to start budget repair (or austerity) once unemployment is “comfortably below 6%” in favour of continuing to focus on growing …
Market outlook Q&A – global recovery, vaccines, inflation, the risk of a share crash, Aust house prices and other issues
By Fenwickefinancial On April 13, 2021
Introduction This note covers the main questions investors commonly have regarding the investment outlook in a simple Q&A format. Is the global economic recovery on track? Yes. We anticipate global …
Bitcoin – it’s not a currency, it’s not a capital asset… so what is it?
By Fenwickefinancial On March 5, 2021
The title may seem a bit harsh, but I reckon it’s a reasonable question given the issues around Bitcoin and the amount of interest it’s once again attracting. This interest …
US political protests, inflation and rising bond yields
By Fenwickefinancial On January 21, 2021
Introduction New years often start with a few events to challenge any calm investors may have achieved over the Christmas/New Year break. Some of these prove short lived like the …
Review of 2020, outlook for 2021 – from pandemic to recovery
By Fenwickefinancial On December 10, 2020
2020 – not what it was supposed to be 2020 didn’t exactly turn out the way I or many expected a year ago. For Australia, the year started badly as …
Joe Biden on track to become US president – implications for investors and Australia
By Fenwickefinancial On November 10, 2020
Introduction Contrary to what would normally be suggested by the worst recession since the 1930’s, high unemployment, the worst riots since 1968 and the poor handling of the coronavirus pandemic …
Expect slower medium-term returns
By Fenwickefinancial On October 23, 2020
Introduction Despite a 35% or so plunge in share markets earlier this year; on the back of the pandemic and rough patches in 2018, 2015 and 2011, well diversified Australian …
Australia’s “eye popping” budget deficit and public debt blow out – can it be paid off? Does it matter?
By Fenwickefinancial On September 30, 2020
From “eye watering” to “eye popping” Much concern has been expressed about the longer-term consequences of the blowout in budget deficits and public debt in response to the economic hit …
Three reasons why the Coronavirus crisis might fix Australia’s housing affordability crisis
By Fenwickefinancial On August 12, 2020
Introduction For years Australia has suffered from poor housing affordability. According to the 2020 Demographia Housing Affordability Survey the multiple of median house prices to median annual incomes is 5.9 …
2019-20 saw poor returns – but it could have been much worse
By Fenwickefinancial On July 9, 2020
Introduction The past financial year was poor for investors as coronavirus knocked economies into what is likely to be their biggest hit since the 1930s. Shares were hit hard, but …
Jim provides excellent advice that is tailored to your actual circumstances. He takes the time to determine what your needs are and to identify important issues and opportunities you may not have considered (but you need to). He is proactive and professional and I have no hesitation in recommending his services.
~ Michael Sharp
I must admit my share portfolio was a mess. I found Jim’s advice invaluable. He was instrumental in helping me understand that a good portfolio covers a diverse group of shares and some cash in case of emergencies or for good buying opportunities. I am now much more confident and understand my options and my portfolio much more fully.
~ Nellie Dawes
Jim’s approach to our financial situation was extremely thorough and left us feeling confident and in safe hands. He created easy accessibility to our portfolio, allowing an up-to-date snapshot of our finances online. Also, regular contact from Jim helps us to tweak our investments in response to the moving markets. While no one can predict the future, we are very comfortable with the current situation.
~ Robin Freedman and Lori Flekser
Jim brought all of our financial matters into order, so now we can easily see where we stand. He’s also got a good understanding of our risk profile and financial goals. I’m confident in Jim’s advice, because he explains clearly why it makes sense in the broad scheme of our current position and future goals.
Jim was very pro-active in helping Fiona and I step back and look at the bigger picture of our finances and where we wanted to head with our investments. We now have a much clearer understanding of what we need to focus on to reach our family goals. In addition, it is very comforting to know that if the worst happened we have comprehensive contingencies in place and a trusted adviser who does and would continue to look after our families best interests.
~ Wayne Spice
Jim is a smart, honest, straight forward advisor who is completely trustworthy and insightful to individual circumstance. We have found his advice to be complete, accurate and optimal in our investments. He treats our money as his own. Nobody is more trustworthy and diligent and we would recommend him to anyone wanting the most from their investment dollar.
~ Brad & Danah Pillinger
Jim single-handedly has radically impacted my view of the financial planning industry. Upfront he is clear about the methods he use, about his views on risk diversification and about his determination to create a strategy and stick to it. He listens carefully and is able to bring clarity to his client’s jumbled thinking, rationally dealing with suggestions, and in an inclusive manner coming to mutually agreed goals. He is focused on the long term, while at the same time making provision for major cash inflow or outflow requirements.”