Privacy Policy

Issued March 2016 – Fenwicke Financial Privacy Policy

TERMS AND CONDITIONS

Your access to the Fenwicke Financial website (“the Website”) is subject to:

  1. These terms and conditions;
  2. Because of Fenwicke Financial’s relationship with Financial Wisdom, use of the Website is also subject to the Commonwealth Bank of Australia’s Group Privacy Policy.

(together, these are called “Terms of Use”).

Your use of the Website constitutes your agreement to these Terms of Use.  These are the current terms and conditions. They replace any other terms and conditions for the Website previously published on the Website. Fenwicke Financial may at any time vary these terms and conditions by publishing the varied terms and conditions on the Website. You accept that by doing this, Fenwicke Financial has provided you with sufficient notice of the variation. Fenwicke Financial reserves any rights not expressly granted in these terms and conditions.

Similarly, Commonwealth Bank of Australia may at any time vary the Group Privacy Policy by publishing the varied policy on its website. You accept that by doing this, Commonwealth Bank of Australia has provided you with sufficient notice of the variation.

Access for persons from Australia only 

Financial Wisdom is not authorised to carry on business in any jurisdiction other than Australia. As a consequence, Fenwicke Financial is only authorised to provide financial advice and services in Australia.  Accordingly, the information on the Website is directed to and available for Australian residents only.

General information only

The information on the Website is of a general nature only and has been prepared without taking into account your, or any other investor’s, particular financial needs, circumstances and objectives. The information on the Website should not be construed as financial, taxation or legal advice.

Fenwicke Financial recommends that you seek personal financial advice that addresses your specific needs and situation before making investment decisions.

Accuracy of information, Website performance and limitation of liability

Fenwicke Financial does not warrant the accuracy, completeness or currency of information made available through the Website.

Fenwicke Financial makes no warranty that the use or operation of the Website will be uninterrupted or error-free or that the Website is suitable for any particular purpose or has any performance, functionality or security features except as Fenwicke Financial is required to provide by law.

To the extent permitted by law, neither Fenwicke Financial nor Financial Wisdom and their respective employees, agents and authorised representatives will not be liable for or in connection with any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the Website whether or not caused by any negligent act or omission in information made available through the Website. However, Fenwicke Financial will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.

Links to other websites

The Website may have links to other websites, which are operated by third parties. These links are provided for your convenience and neither Fenwicke Financial nor Financial Wisdom endorses or approves the information, graphics and materials that may be contained on those websites.

Furthermore, neither Fenwicke Financial nor Financial Wisdom make any warranties or representations regarding the accuracy, quality or timeliness of such third-party information, graphics or materials.  If you obtain goods or services from these third parties then it is at your own risk. You indemnify Fenwicke Financial and Financial Wisdom against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in the Website.

Fenwicke Financial recommends that you do not act on the information contained within these websites without obtaining financial advice.

Jurisdiction

Users of the Website understand and agree that all disputes will be governed by and construed in accordance with the laws of the state in which Fenwicke Financial has its registered office, and all users and Fenwicke Financial submit to the non-exclusive jurisdiction of the courts of that state.

Copyright

Copyright in the information provided on the Website is owned by Fenwicke Financial unless specified otherwise in which case it has been reproduced with the consent of the copyright owner. You may not alter or modify copyright material (whether the copyright is owned by Fenwicke Financial or a third party) in any way. This information may be viewed online and may be reproduced in hard copy only for your personal reference.

You may only use the trade marks and copyright material on the Website with Fenwicke Financial’s (and where relevant, the third party’s) express permission and in accordance with Fenwicke Financial’s (and any third party’s) directions from time to time. The use of, and creation of links to, the Website (including use of Fenwicke Financial’s trade marks and copyright material and the trade marks and copyrights of any third party) are at the risk of the user and are subject to Fenwicke Financial’s (and any third party’s) rights and the user’s general legal obligations. Fenwicke Financial, Financial Wisdom and Commonwealth Bank of Australia make no warranty and accept no liability in relation to use of the trademarks outside Australia. For further information about creating links to the Website and about using Fenwicke Financial’s (and any third party’s) trademarks and other material, contact Fenwicke Financial on 02 8912 1910.

 

FINANCIAL SERVICES GUIDE

Click below to download the Financial Services Guide.

Jim provides excellent advice that is tailored to your actual circumstances. He takes the time to determine what your needs are and to identify important issues and opportunities you may not have considered (but you need to). He is proactive and professional and I have no hesitation in recommending his services.

~ Michael Sharp

I must admit my share portfolio was a mess. I found Jim’s advice invaluable. He was instrumental in helping me understand that a good portfolio covers a diverse group of shares and some cash in case of emergencies or for good buying opportunities. I am now much more confident and understand my options and my portfolio much more fully.

~ Nellie Dawes

Jim’s approach to our financial situation was extremely thorough and left us feeling confident and in safe hands. He created easy accessibility to our portfolio, allowing an up-to-date snapshot of our finances online. Also, regular contact from Jim helps us to tweak our investments in response to the moving markets. While no one can predict the future, we are very comfortable with the current situation.

~ Robin Freedman and Lori Flekser

Jim brought all of our financial matters into order, so now we can easily see where we stand. He’s also got a good understanding of our risk profile and financial goals. I’m confident in Jim’s advice, because he explains clearly why it makes sense in the broad scheme of our current position and future goals.

~ Anon

Jim was very pro-active in helping Fiona and I step back and look at the bigger picture of our finances and where we wanted to head with our investments. We now have a much clearer understanding of what we need to focus on to reach our family goals. In addition, it is very comforting to know that if the worst happened we have comprehensive contingencies in place and a trusted adviser who does and would continue to look after our families best interests.

~ Wayne Spice

Jim is a smart, honest, straight forward advisor who is completely trustworthy and insightful to individual circumstance. We have found his advice to be complete, accurate and optimal in our investments. He treats our money as his own. Nobody is more trustworthy and diligent and we would recommend him to anyone wanting the most from their investment dollar.

~ Brad & Danah Pillinger

Jim single-handedly has radically impacted my view of the financial planning industry. Upfront he is clear about the methods he use, about his views on risk diversification and about his determination to create a strategy and stick to it. He listens carefully and is able to bring clarity to his client’s jumbled thinking, rationally dealing with suggestions, and in an inclusive manner coming to mutually agreed goals. He is focused on the long term, while at the same time making provision for major cash inflow or outflow requirements.”

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~ Dale Druckman