2018-19 saw a rough ride for investors but it turned out okay
By Fenwickefinancial On July 10, 2019
Introduction The past financial year saw a roller coaster ride for investors. Share markets plunged into Christmas only to rebound over the last six months. This note reviews the last …
The $A still has more downside, but a lot of the weakness is behind us
By Fenwickefinancial On June 17, 2019
Introduction While some have expressed surprise at the recent resilience in the value of the Australian dollar around the $US0.69-0.70 level despite weak Australian growth and Reserve Bank rate cuts, …
Seasonal patterns in shares – should we “sell in May and go away” and what about renewed trade war fears?
By Fenwickefinancial On May 7, 2019
Introduction Since late last year share markets have rebounded with US shares up 25% to their recent high, global shares up 22% and Australian shares up 17% as last year’s …
The 2019-20 Australian Budget
By Fenwickefinancial On April 4, 2019
Introduction The 2019-20 Budget had three aims: to cement the Government’s fiscal credentials by delivering the long-awaited return to budget surplus; to provide fiscal stimulus to an ailing economy; and …
“Millennial socialism” and the swing of the political pendulum back to the left – what it means for investors
By Fenwickefinancial On March 17, 2019
Introduction When I was in my early 20s I thought socialism might be the way to go. Two things happened. One I studied economics which led me to the conclusion …
Five charts and a table that are critical to watch regarding the global economy and markets this year
By Fenwickefinancial On February 26, 2019
Introduction I first ran through a set of five charts to keep an eye on regarding the global economy last September. Since then share markets plunged into December and have …
Australian housing downturn Q&A – how bad will it get?
By Fenwickefinancial On February 11, 2019
Introduction The housing cycle and house prices always incite high interest in Australia. Until recently it was all about surging prices and poor affordability – particularly in Sydney and Melbourne. …
2019 – a list of lists regarding the macro investment outlook
By Fenwickefinancial On January 16, 2019
Introduction 2017 was a great year for well diversified investors – returns were solid (balanced super funds returned around 10%) and volatility was low. So optimism was high going into …
The Fed and market turmoil – the Fed turns a bit dovish but not enough (yet)
By Fenwickefinancial On January 9, 2019
Introduction Three years after it first started raising interest rates in this cycle the Fed has increased rates for the ninth time, raising the Fed Funds rate another 0.25% to …
The Australian economy in 2019 – house prices, growth and interest rates
By Fenwickefinancial On December 13, 2018
Introduction 2019 is likely to be an interesting year for the Australian economy. Some of the big drags of recent years are receding but housing is turning down, uncertainty is …
Jim provides excellent advice that is tailored to your actual circumstances. He takes the time to determine what your needs are and to identify important issues and opportunities you may not have considered (but you need to). He is proactive and professional and I have no hesitation in recommending his services.
~ Michael Sharp
I must admit my share portfolio was a mess. I found Jim’s advice invaluable. He was instrumental in helping me understand that a good portfolio covers a diverse group of shares and some cash in case of emergencies or for good buying opportunities. I am now much more confident and understand my options and my portfolio much more fully.
~ Nellie Dawes
Jim’s approach to our financial situation was extremely thorough and left us feeling confident and in safe hands. He created easy accessibility to our portfolio, allowing an up-to-date snapshot of our finances online. Also, regular contact from Jim helps us to tweak our investments in response to the moving markets. While no one can predict the future, we are very comfortable with the current situation.
~ Robin Freedman and Lori Flekser
Jim brought all of our financial matters into order, so now we can easily see where we stand. He’s also got a good understanding of our risk profile and financial goals. I’m confident in Jim’s advice, because he explains clearly why it makes sense in the broad scheme of our current position and future goals.
Jim was very pro-active in helping Fiona and I step back and look at the bigger picture of our finances and where we wanted to head with our investments. We now have a much clearer understanding of what we need to focus on to reach our family goals. In addition, it is very comforting to know that if the worst happened we have comprehensive contingencies in place and a trusted adviser who does and would continue to look after our families best interests.
~ Wayne Spice
Jim is a smart, honest, straight forward advisor who is completely trustworthy and insightful to individual circumstance. We have found his advice to be complete, accurate and optimal in our investments. He treats our money as his own. Nobody is more trustworthy and diligent and we would recommend him to anyone wanting the most from their investment dollar.
~ Brad & Danah Pillinger
Jim single-handedly has radically impacted my view of the financial planning industry. Upfront he is clear about the methods he use, about his views on risk diversification and about his determination to create a strategy and stick to it. He listens carefully and is able to bring clarity to his client’s jumbled thinking, rationally dealing with suggestions, and in an inclusive manner coming to mutually agreed goals. He is focused on the long term, while at the same time making provision for major cash inflow or outflow requirements.”